ETF expense ratio cost calculator
Estimate long-term expense-ratio drag from initial investment, annual contribution, expense ratio, return, and years.
Inputs are calculated in your browser. Results are estimates, not investment, tax, legal, or contract advice.
Search and use guide
ETF expense ratio cost calculator
Estimate long-term expense-ratio drag from initial investment, annual contribution, expense ratio, return, and years. privacy-first-browser-tooling
Who it helps
- Compare low-fee and high-fee funds under long-term compounding.
- Approximates net growth by subtracting the expense ratio from annual return.
- 10,000 initial, 6,000 yearly, 20 years, and a 0.2% expense ratio.
What you can enter
- 10,000 initial, 6,000 yearly, 20 years, and a 0.2% expense ratio.
- Approximates net growth by subtracting the expense ratio from annual return.
How to read results
Approximates net growth by subtracting the expense ratio from annual return. privacy-first-browser-tooling
Data and privacy
GoGo Tools records analytics by tool slug only and does not include your input values. privacy-safe-analytics-only
Feedback
How can we improve this tool?
Send a suggestion or bug report for this tool.
FAQ
Is this investment, tax, or legal advice?
No. It is a scenario and operating estimate. Consult a qualified professional for investment, tax, or legal decisions.
Is data uploaded?
No. This batch calculates in your browser. Analytics records the tool slug only.
Can I download results?
The first release shows readable result cards. CSV export can be added in a later pass if needed.
Can I use any currency?
Yes. The tools do not lock a currency; enter every money field in the same currency.